Bank
Statement/P&L
At last, a home loan tailored for entrepreneurs. If you’re self-employed, you’re familiar with struggle: conventional lenders require two years of tax returns. However, for many owners, tax deductions can make your reported income appear significantly lower than it actually is. The Bank Statement Mortgage Program was created to address this issue. Rather than on tax returns, we assess your true cash flow through bank statements qualify you for a home loan.
No Tax Returns Necessary
Use 12– or 24-months of bank statements for income verification
Use a 12– or 24 P&L for income verification. Don't have to verify with bank statements.
Perfect for business owners who write off expenses and don’t show full income on taxes.
Buy Sooner - Not Later
Many programs require only 12 months of statements.
You don’t have to wait two full years in business to qualify.
Unlock More Buying Power
Income calculated based on your deposits or cash flow
Often this means qualifying for a larger loan amount than with traditional tax return methods.
Flexible Options
Use for primary residences, vacation homes, and investment properties.
Your business success can fund your lifestyle and future investments.
Beneficiaries of This Program:
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Small business owners
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Independent contractors
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Gig economy professionals
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Realtors and consultants
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Individuals with substantial cash flow